A healthy credit score can make life much easier and enjoyable. Unfortunately, many people don’t realize how important a credit score is to getting the things they want most out of life, like a new car or a their dream home. Missing a payment on a credit card or allowing a bill to go to collection can have long lasting effects on a credit report. Negative marks on a credit report can cost several points and when it comes to a credit score, every point counts. It is time for everyone to learn how to build credit again and achieve those dreams that they had years ago...
