PRIVACY STATEMENT
Privacy Notice
This privacy notice discloses the privacy practices for http://www.Iammichellehenry.com This privacy notice applies solely to information collected by this website. It will notify you of the following:
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What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.
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What choices are available to you regarding the use of your data.
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The security procedures in place to protect the misuse of your information.
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How you can correct any inaccuracies in the information.
Information Collection, Use, and Sharing We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.
Your Access to and Control Over Information You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:
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See what data we have about you, if any.
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Change/correct any data we have about you.
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Have us delete any data we have about you.
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Express any concern you have about our use of your data.
Security We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Whenever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the Web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
CANCELLATIONS & REFUNDS
Our 100% Guarantee, Cancellation and Refund Policy:
You are entitled to a 100% refund on last monthly payments / excluding Enrollment and Analysis fee if:
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We do not remove any negative items worked on.
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You have two (2) consecutive months (60 days) from the time you retain our services.
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You have had no new collections/negative items or missed payments during the time frame we are assisting you.
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You maintained credit monitoring services all times during the the time frame we are assisting you.
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You forward all correspondence from the creditors to us.
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You have at least four negatives items on the credit report at the time of sign-up.
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You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
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You agree to send updated reports and letters from the three credit bureaus to us within 5 days of receipt. (You should receive updated credit reports every 30-45 days and make us aware if updated reports have not been received)
​You may cancel services at any time. Please notify us in writing 7 days before the next billing period.
TERMS AND CONDITIONS
Prior to starting credit education and document processing services, you will sign a client agreement along with the following:
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Credit Service Agreement
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Authorization for Credit Repair Action
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Consumer Credit File Rights (CROA Disclosure)
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Right Of Cancellation Notice
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Before initiating credit education and document processing services, you will sign an agreement with the client along with the following:
Credit service agreement Authorization for credit repair action Consumer credit file rights (CROA Disclosure) Notice of right of cancellation
The services we provide may include
Preparation of documents and credit education. We will evaluate your current credit reports as listed by the appropriate credit reporting agencies and work with you to identify incorrect, erroneous, false or outdated information. You will choose what elements you would like to dispute. We will advise you on the steps to follow to dispute any incorrect, erroneous, false or outdated information contained in your credit reports. We will prepare all necessary correspondence in the dispute of incorrect, erroneous, false or outdated information in your credit reports. You will send us your correspondence received from the credit reporting agencies and we will help you to correspond with those agencies. The services of consulting, coaching and monitoring are carried out through personal meetings, webinars, videoconferences, telephone, email or any other form of communication during normal business hours.
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In return, for the services mentioned above, you agree to pay the fees as described in your contract with the customer. You have the right to cancel your contract for any reason within 3 business days from the date you signed it or 7 days before your next billing date. Simply send a written notice as described in your contract with the client account number, name and reason for cancellation. You have the right to cancel your services at anytime, Please notify us.
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It is understood that we offer credit information, We do everything possible to ensure the accuracy of the information and to clearly explain your options.
However, we do not provide legal advice (ie, the application of the law to your individual circumstances). For legal advice, please consult an Attorney.